Marianne Pence joined Sterne Agee in 2003 as an associate to the director of financial institutions group. Prior to joining the firm, she worked at Stephens, Inc. (Chicago office) in the same capacity. Ms. Pence was also with Advest, Inc. and ABN AMRO in Chicago as an assistant to the director of research, responsible for the administrative duties of the department. She holds a BS in Business Management from The University of St. Francis.