John Sites joined Sterne Agee in March 2009 covering Specialty Lenders and Mortgage REITs.  Prior to joining Sterne Agee, Mr. Sites spent the last five years at Morgan Keegan trading mortgage-backed securities in the fixed income capital markets group focusing on hybrid ARMs, and most recently, CMOs.  Prior to that, he worked as a fixed income analyst focusing on mortgage-backed securities.  Mr. Sites is a graduate of Rhodes College where he received a BA in Economics/Bus. Administration.   He was awarded the CFA designation in 2003.